A Tree Fell on My Roof – How to Respond

Avoid panic and despair when a tree falls on your roof. Knowing how to promptly respond to a tree falling on your roof will help you minimize structural damages while restoring a safe and secure home for your loved ones.

New Image Roofing Atlanta gathered crucial information about when a tree falls on your roof, ensuing inspections, recovery and repairs, and who to contact.

Immediate Damages to the Roof and Home

When a tree falls on your roof (shingle or membrane), the damage is immediate and potentially catastrophic. Whether a sloped (shingle) or low-slope roof, a tree impact can lead to severe structural damage, roof collapse, and secondary water, electrical, and gas problems. Consider the following:

Sloped Shingle Roofs

Sloped shingle roofs, often found on residential homes, are more vulnerable to immediate damage when a tree falls on them. A tree impact can cause the following damage:

Roof Penetration – Depending on the tree’s size and weight, it can break through the shingle layers, underlayment, and sheathing, causing a large hole in the roof. This exposes your home to the elements, allowing rainwater, debris, and wind to enter the structure.

Structural Damage – Roof trusses and support beams, designed to hold up the roof, may be severely compromised. A heavy tree could cause the trusses to buckle or collapse entirely, damaging inside the home.

Water Damage – Once a roof is penetrated, rainwater can enter the attic and living spaces. Over time, this can lead to significant water damage, including mold growth, damage to insulation, and rot in the wooden roof and ceiling structures.

Gutter and Drainage Damage – A fallen tree can also damage gutters, downspouts, and the drainage system, causing water to accumulate around the foundation or enter the home through other vulnerabilities.

Low-Slope Roofs

Low-slope roofs, common on commercial buildings or modern homes, can also suffer severe damage from a tree fall. However, the damage may differ slightly from that of sloped roofs:

Membrane Damage – Low-slope roofs typically use a membrane (like TPO, EPDM, or PVC) for waterproofing. A tree impact can puncture or tear the membrane, allowing water to seep into the building.

Pooling Water – Low-slope roofs are more prone to water pooling. If a tree causes a depression or puncture, water may collect, worsening the damage and increasing the leak potential.

Structural Integrity – A large tree may cause a partial or complete collapse of the roof structure, leading to safety concerns for the structure’s occupants and making the roof unsafe for repair crews.

Inspecting Your Home After a Tree Impact

After a tree falls on your home, the first priority is safety. You should evacuate and call emergency services if there is any risk of injury or further damage. Here’s who to contact after the initial incident:

Emergency Services – If the tree has caused structural or physical damage, gas leaks, or electrical hazards, call 911 for immediate assistance.

Tree Removal Services – Contact a licensed tree removal service to safely remove the tree from your roof. Avoid trying to remove it yourself, as the weight and balance of the tree could cause further damage or injury.

Tip: Have the tree removal service tarp the affected area until a roofer can get onsite to evaluate the damage and begin emergency roof repairs or replacement.

Roofer – Hire a licensed roofing contractor to assess and repair the roof. They will check for broken trusses, holes, and water damage that may not be immediately visible.

For a free roof inspection and repair or replacement quote, contact newimageroofingatlanta.com today.

Gas, Water, and Electric Companies – After a tree impact, there is a risk that gas lines, water pipes, or electrical wiring may have been damaged. Contact the respective utility companies to inspect the home and ensure no leaks or fire hazards persist.

General Contractor – Once the roof and utilities are secured, a general contractor can assess any interior damage to walls, ceilings, and floors. They will coordinate necessary repairs to return your home to a livable condition.

Inspection Checklist

Here are areas to thoroughly inspect after a tree falls on your roof:

Water Lines – Check for leaks or ruptures in the plumbing system if the tree has penetrated the roof into the living spaces.

Electrical Lines – Look for exposed wiring, shorts, or electrical fires. If you detect any issues, turn off the electricity at the main breaker and call an electrician.

Tip: If the tree fell through your power lines or the home’s connection, call your electric company to turn off the power until repairs are completed.

Gas Connections – If you smell gas or hear a hissing sound, evacuate immediately and call the gas company. A fallen tree could dislodge or break gas lines, leading to dangerous leaks.

Structural Integrity – Beyond the roof itself, inspect support beams, walls, and floors for shifting, cracks, or collapse.

Preventing Tree-Related Damage

While a tree falling on your home can seem like an unpredictable event, there are several steps you can take to prevent or minimize the damage:

Regular Tree Maintenance – One of the best ways to prevent a tree from falling on your home is by regularly maintaining the trees on your property. This includes trimming dead or weak branches, removing diseased trees, and ensuring that large trees are healthy and stable.

Plant Trees Away from Structures – When planting trees, place them far away from your home so (if they were to fall) they can’t reach the roof.

Note: Fast-growing trees can reach dangerous heights quickly, so it’s crucial to plan ahead.

Professional Tree Inspections – Hire a local arborist to inspect the trees on your property, especially if they are old or have suffered damage from storms. A professional can identify early signs of decay, disease, or weakness that may lead to a tree falling.

Find or verify an arborist HERE.

Install Impact-Resistant Roofing Materials – Consider upgrading to impact-resistant roofing materials. These materials, like metal or asphalt shingles with a Class 4 rating, are designed to withstand heavy impacts and may reduce the severity of damage if a tree falls on your home.

Post-Tree Fall Resources for Property Owners

After the tree is removed and your home is secured, you may need to contact several resources to assist in the recovery process:

Insurance Company – File a claim with your homeowner’s insurance provider to cover the costs of repairs and tree removal. Document all damages with photos and maintain receipts for any emergency expenses.

Watch this video for more information about insurance policies and deductibles.

Property Management – If you rent your home, contact your property manager to coordinate repairs and assessments with contractors.

Power Company – If the tree affected power lines, contact your local utility company to inspect and restore electrical services when it’s safe.

Water Company – If water lines are damaged, the water company can help repair them and ensure no leaks or contamination risks persist.

Gas Company – Ensure that any gas lines or meters affected by the tree impact are inspected and safely restored by your gas provider.

By taking prompt action and working with professionals, you can recover from the damages caused by a fallen tree while preventing further harm to your home.

Tree Roof Damage

In this article, you discovered what happens when a tree falls on your roof, who to call after a tree emergency, preventive measures, and crucial resources for homeowners.

Knowing what to do after a tree falls on your roof allows you to quickly initiate the repair and recovery process, returning your home to normal.

A delayed response to a tree falling on your home can result in severe or irreparable structural damage, potentially life-threatening situations, and costly repairs.

Sources:
ready.gov/thunderstorms-lightning
treesaregood.org/treeowner/treehazards
iii.org/article/if-a-tree-falls-on-your-house-are-you-covered